Free Car Lease Calculators

Leasing a car can be the right move if you prefer lower monthly payments, like driving a new vehicle every few years, or want to avoid long-term depreciation risk. But lease deals are notoriously hard to compare because of the way money factors, residual values, and capitalized costs interact. Our calculators make it transparent.

Start with our lease payment calculator to estimate your monthly cost based on the vehicle price, residual value, money factor, and lease term. If you are deciding between leasing and financing, the lease vs. buy calculator compares total cost of ownership over 3-5 years so you can see which option costs less for your specific situation.

Already in a lease? Our lease buyout calculator helps you determine whether purchasing your leased vehicle at the end of the term is a good deal compared to market value. The FTC's vehicle financing guide recommends always comparing your buyout price to current market prices before making a decision.

For shoppers comparing lease offers from different dealers, understanding the money factor (the lease equivalent of an interest rate) is critical. A difference of just 0.001 in the money factor can change your monthly payment by $20-40. Our calculators convert money factors to equivalent APR so you can compare apples to apples.