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The MyCarCalc Blog

Expert advice, comprehensive guides, and the latest trends in automotive finance to help you make smarter decisions.

Featured Article

Totaled Car? What Insurance Actually Pays in 2026
Auto Loans & Finance

Totaled Car? What Insurance Actually Pays in 2026

Nearly 1 in 4 claims is now a total loss. How insurers set actual cash value, the total loss threshold in all 50 states, and how to dispute a lowball offer.

Marko Šinko
July 26, 2026
12 min read
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Recent Articles

Road Trip Gas Cost: The Math Most People Get Wrong
Fuel & MPG
Road Trip Gas Cost: The Math Most People Get Wrong

A 950-mile round trip costs $101 in gas at 55 mph and $146 at 80. Here's the real formula, the speed penalty, and the five mistakes that wreck the estimate.

July 26, 2026
11 min read
How to Calculate Uber and Lyft Ride Costs
Ride Share & Taxi
How to Calculate Uber and Lyft Ride Costs

Uber and Lyft charge by the mile and by the minute. Here's the exact formula, real rate cards by tier, and why one 40-minute ride costs $18 and another $37.

July 25, 2026
12 min read
How Much Is a Stamp in 2026? 82 Cents and Rising
Shipping & Freight
How Much Is a Stamp in 2026? 82 Cents and Rising

A Forever stamp costs 82 cents as of July 12, 2026, up from 78. Here's every USPS letter, postcard, and large envelope rate, with the math.

July 25, 2026
11 min read
How Much Car Can I Afford? 20/4/10 Rule Guide
Auto Loans & Finance
How Much Car Can I Afford? 20/4/10 Rule Guide

Stop guessing. Use the 20/4/10 rule to find a car payment that fits your budget without wrecking your finances. We break down the math.

November 25, 2025
7 min read
Should You Refinance Your Car Loan? The Break-Even Math
Auto Loans & Finance
Should You Refinance Your Car Loan? The Break-Even Math

Refinancing can save thousands. Use our math-based guide to calculate your break-even point and see if you qualify for a lower rate in 2025.

November 25, 2025
8 min read
How to Calculate Car Loan Payments Correctly
Auto Loans & Finance
How to Calculate Car Loan Payments Correctly

Don't get blindsided by the dealership. Learn the exact formula to calculate your car payment, including taxes, fees, and interest, before you sign.

November 24, 2025
12 min read
Gas vs. Electric Cars: The True Cost of Ownership
Fuel & MPG
Gas vs. Electric Cars: The True Cost of Ownership

Is switching to an EV really cheaper? We break down the hidden costs of fuel vs. charging, maintenance, and depreciation to help you decide.

November 24, 2025
10 min read
Leasing vs. Buying a Car: Which Costs You Less?
Leasing
Leasing vs. Buying a Car: Which Costs You Less?

High interest rates have changed the math. Discover why leasing might be the smarter play in 2025, especially with the $7,500 EV tax credit loophole.

November 24, 2025
9 min read

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